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The idea of saving enough money to buy your own home can seem daunting. A downpayment for a home needs to be at least 3-5 percent of the purchase price, which even for a $100,000 home is $3,000 to $5,000 you’ll need up front. 

So, how do you save that kind of money? We have some money saving tips and tricks to help you be more frugal and save money fast.

1. Come up with a time frame

Decide when you want to buy a home. If your goal is to buy a home next year, that gives you 12 months to save up for your downpayment. If you want to put 5% down on a $150,000 home and start saving now, you know you need to put back $625 a month to make it happen! Now that you’ve broken it down like that, it doesn’t seem as scary right? 

2. Set up a separate…

Many homeowners want to know how much their home is worth—and understandably so! Whether they intend to sell in the near future or are wondering how much added value their home improvements have created, most homeowners want to know just how much their home is worth in today’s market. 

Unfortunately, there is no simple answer to this question, and it definitely can’t be answered with a visit to an internet site. Finding out how much your home is worth is a complex process that shouldn’t be done without the advice of a local Realtor who is familiar with the market. 

Here are some FAQs we receive from homeowners to help you on the way of finding out the value of your home: 

Q. Can I determine my home’s value from an internet website? 

A.…

There has never been a better time than now to list your home! The home inventory in Chattanooga and North Georgia is so low that homes are selling in just hours of being on the market. 

Choosing a Realtor is the most important step in the process, so if you’re thinking of listing your home, here are just a few questions to get you started: 

1. How many clients do you have right now? 

This question is worthwhile for two reasons. First of all, you want to know how much business your potential Realtor is doing. If they only have a couple couple of clients, you have to wonder why. But also if they are a mega agent with more clients than they can handle, will your home get the attention and effort that it needs? Make sure that there is a good balance…