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Over the past couple of years, interest rates on home loans have been historically low and you may have heard a lot of talk about how it was a great time to refinance your home. In today’s market, with interest rates rising, you may hear less about refinancing now and more about buying now and refinance later. If you are wondering, what does it mean to refinance and how will it help me later, we are here to help! 

What is refinancing?

Simply put, refinancing is changing your current loan terms. Common goals for refinancing are to lower one's fixed interest rate to reduce your monthly mortgage payments, change the duration of the loan, switch the type of loan you have, or cash out on your home equity. Many people recently refinanced their…

Story contributed by Lexi Carr

Time and time again, Chattanooga is rated one of the best places to live—and for good reason! Located comfortably between Nashville and Atlanta, Chattanooga is an excellent choice for those looking for the perfect balance between big city feel and small-town living. 

Although Chattanooga is known for its many outdoor opportunities, the city also has a reputation for being one of the country’s newest technology hubs. Dubbed “A Tornado of Innovation” by Barack Obama in 2015, Chattanooga continues to boom with more companies and talented individuals choosing to make the city their home.

If you are looking to move, consider the generous benefits—ranging from ideal scenery, fantastic neighborhoods, and tons of…