April 2025 RSS Feed

Buying a home is one of the biggest financial decisions most people will ever make. With fluctuating interest rates and rising home prices, many buyers are looking for creative ways to make their mortgages more affordable. One option that's gaining traction is the mortgage rate buydown. But what exactly is a buydown, and how can it benefit you as a homebuyer?

What Is a Mortgage Rate Buydown?

A mortgage rate buydown is a financing arrangement that allows borrowers—or sometimes sellers or builders on behalf of the buyer—to pay an upfront fee to reduce the interest rate on a mortgage for a period of time or for the entire loan term. This lower rate translates to lower monthly mortgage payments.

Buydowns typically come in two main forms:

• …

For those who love fresh, local produce and supporting regional farmers, the Chattanooga area offers a variety of farmers markets to explore. Whether you're a Chattanooga resident or visiting the surrounding areas, there's no shortage of opportunities to shop for seasonal fruits, vegetables, homemade goods, and more. Here's a guide to some of the top farmers markets in and around Chattanooga and Upper GA.

1. Main Street Farmers Market

• When: Wednesdays, 4:00 PM – 6:00 PM
• Where: Corner of W. 20th St & Chestnut St 

Located in the heart of downtown Chattanooga, the Main Street Farmers Market is a bustling weekly event for both locals and visitors. Open on Wednesdays from 4 PM to 6 PM, it's the perfect stop to grab fresh produce, handmade…