Real Estate Myths

Buying or selling a home is one of the biggest financial decisions you'll ever make, and it's no surprise that there are plenty of myths surrounding the process. Unfortunately, believing these misconceptions can lead to unnecessary stress—or even costly mistakes. Let's bust a few of the most common real estate myths.

Myth #1: You Need a 20% Down Payment to Buy a Home

This is probably the most common myth believed by first-time buyers. While putting 20% down can help you avoid private mortgage insurance (PMI), it isn't required to purchase a home. Many loan programs allow qualified buyers to purchase with much smaller down payments, and some even offer down payment assistance. If you've been waiting years to save 20%, it may be worth talking…

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Coffee Shops

One of the best ways to experience Chattanooga is one cup of coffee at a time. Whether you're new to the area, visiting for the weekend, or simply looking to switch up your morning routine, Chattanooga is home to an impressive collection of locally-owned coffee shops that each offer something unique. From cozy neighborhood cafés to trendy espresso bars, these local favorites are worth adding to your must-visit list.

Sleepyhead Coffee is easily one of Chattanooga's trendiest coffee destinations. With colorful décor, plenty of greenery, and a welcoming atmosphere, it's as Instagram-worthy as it is delicious. Their menu is packed with creative seasonal lattes, unique matcha drinks, and scratch-made vegan pastries that have developed a loyal following.…

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