Real Estate Blog

The idea of saving enough money to buy your own home can seem daunting. A downpayment for a home needs to be at least 3-5 percent of the purchase price, which even for a $100,000 home is $3,000 to $5,000 you’ll need up front. 

So, how do you save that kind of money? We have some money saving tips and tricks to help you be more frugal and save money fast.

1. Come up with a time frame

Decide when you want to buy a home. If your goal is to buy a home next year, that gives you 12 months to save up for your downpayment. If you want to put 5% down on a $150,000 home and start saving now, you know you need to put back $625 a month to make it happen! Now that you’ve broken it down like that, it doesn’t seem as scary right? 

2. Set up a separate

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As a birthday freebie fanatic, I’m always on the lookout for another way for me or my family to be pampered on our special day. And having just celebrated my birthday on June 4, I’m all up to speed on the latest and best free birthday dinners, desserts and other goodies that Chattanooga has to offer. Here are some of my favorites: 


1. Mojo Burrito 

Come in to any of the Mojo Burrito locations on your birthday for a FREE burrito of your choice! Just show your ID at the register. Dine in only. My favorite is the Enchiladito with St Elmo’s Fire chicken, black beans, Monterey Jack cheese, jalapeño, pico de gallo all in a jalapeño-cheddar tortilla and fried or grilled to perfection. Served on a bed of Spanish rice then drizzled with queso and zesty

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Check out our list of upcoming Chattanooga area events happening locally from Friday, May 31 to Friday, June 7.  

May 31 - June 9 

Theatre Centre Presents Agatha Christie's "Murder on the Nile"

When: Various times
Where: Chattanooga Theatre Centre, 400 River Street 
Cost: $15-30 

Idyllic surroundings are shattered by a shocking murder as one would expect from an Agatha Christie mystery story, but with the Chattanooga Theatre Centre's interpretation of the celebrated writer's "Murder on the Nile," you might feel that you've been dropped into the middle of a classic film of yore, not a classic whodunit on the stage. The entirety of "Murder on the Nile" takes place on the observation deck of the Lotus, a paddle steamer chartered by a group of

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The Torgerson Team is excited to welcome Anna Varnell, the newest addition to the team! 
Varnell will be taking on the role of Showing Assistant, working with buyers and helping them tour properties during their home search process.
“Before I got into real estate, I reached out to Nathan [Torgerson] about the process of buying a home for myself, but I wasn’t quite ready at the time,” she says. “About 6 months later, I made a career change into real estate. I remembered being so impressed with how Nathan treated me as a client and how highly other agents spoke of him. So when the team was hiring, I knew this was the team I wanted to be a part of.” 
The showing assistant plays an important part in the home buying process, says Torgerson.
“In this role,

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Check out our list of upcoming Chattanooga area events happening locally from Friday,  May 24 to Friday, May 31.  

Saturday, May 25

Family Magic Night

When: 7-9 p.m. 
Where: Chester Frost Pavillion, 7989 Causeway Road - Hixson, TN 37343 
Cost: $6-30

The Chattanooga Magic Club Presents its annual Family Magic Night - 100 years of magic! The Chattanooga Magic Club, one of the longest continually operating clubs in the country, has been meeting together to share the wonder of magic for a century. Headlining the night will be Michael Frisbee, an award-winning illusionist with more than 30 years of magic experience. Frisbee can be seen bringing magical adventures to parties, fairs, festivals and amusement parks throughout the tri-state area. The

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Check out our list of upcoming Chattanooga area events happening locally from Friday, May 17 to Friday,  May 24. 

Saturday, May 18 

Pillowcase Factory for Ryan's Case for Smiles

When: Noon to 4 p.m. 
Where: Creative Discovery Museum, 321 Chestnut Street 
Cost: Free - $14.95

Share a smile by creating a pillowcase in the Pillowcase Factory! Creative Discovery Museum is partnering with Ryan's Case for Smiles to assemble 100 pillowcases to be donated to the Ryan's Case for Smiles Nashville chapter. Ryan's Case for Smiles gives the pillowcases to children undergoing hospital treatment for serious illnesses. The whimsical pillowcases give children a much needed emotional boost and "help kids feel better to heal better.” Through the process, children

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Check out our list of upcoming Chattanooga area events happening locally from Friday, May 3 to Friday, May 10. 

Friday, May 3

Bunny Hop! 2019

When: 6-8:30 .m. 
Where: First Tennessee Pavilion, 1826 Reggie White Blvd.
Cost: $15-100

Enjoy family time at this fundraiser event to benefit Chambliss Center for Children. Parents can have an evening with friends and festivities while their kids take advantage of the numerous activities for children. All ages are welcome and encouraged to attend, including grandparents and adults without children. Activities for children include a wide range of arts and crafts; a petting station with bunnies, chicks, lambs, and baby goats; balloon artists; a magician; a "sports zone"; inflatables; a photo booth; Kid

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Mother’s Day is just around the corner, so now is a great time to start planning your day. We’ve gathered up the best Mother’s Day events that Chattanooga has to offer, so no matter what your mom likes, you can find something that is a good fit for her special day! 

Explore the Chattanooga Market Together 

When: 11 a.m. to 4 p.m. 
Where: First Tennessee Pavilion, 1801 Carter Street
Cost: Free 

Come to the Chattanooga Market for a special Mother’s Day celebration wrapped up just for you! Pamper the special lady in your life with a selection of wines and champagnes along with an assortment of locally made treats as she enjoys live music on the EBP stage. Grab some spring flowers, fresh ingredients for a meal tonight, a piece of local art, and

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Check out our list of upcoming Chattanooga area events happening locally from Friday, April 26 to Friday, May 3. 

Friday, April 26

The Chattery Presents: Wine 201: Where is Your Wine From?

When: 6-8 p.m. 
Where: Chattanooga Workspace, 302 W. 6th St. 
Cost: $35 

Wine doesn't have to be snobby or a mystery! This is a wine class for beginners or those who want to dig a bit deeper. Guests will be tasting 6 wines, all of different origin. We will discuss the various ways that where a wine is from can affect its taste. Join us to learn, drink great wine, and do all of that in a laidback way. Snacks provided. For more information or to register, visit thechattery.org/classes.

Friday, April 26

Pet Pop

When: 5:30-8:30 p.m. 
Where: 328

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Check out our list of upcoming Chattanooga area events happening locally from Friday, April 19 to Friday, April 26. 

April 19-20

Last Chance for an Easter Bunny Visit

When: 10 a.m. to 9 p.m.
Where: Hamilton Place, 2100 Hamilton Place Blvd.
Cost: Free

The Easter Bunny is at Hamilton Place's Center Court until Saturday, April 20! Visits are always free, and photo packages are available for purchase to preserve the holiday memories. See the website for photo pricing. Personal photography is not permitted.

Friday, April 19 

REI Sunset Kayak Tour

When: 7-9 p.m.
Where: Chester Forst Park, 2277 N. Goldpoint Circle 
Cost: $65 - $75

Break out of your usual evening routine and join the REI instructors for a sunset tour at one of this

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