Buying in Chattanooga

Find Your Next Place

Buying a home is a big step! Whether you're a buyer purchasing your first place, your dream home, or an investment property, it's going to be a big purchase. We know how important this is to you, and because of that, we have a team of experts to make sure we find the perfect property for your unique circumstances. Finding the perfect property is just one way we can help you with your real estate purchase. As real estate experts, we have ongoing access to many professionals in various fields from lenders to contractors. We won't rest until we have taken you through every step of the buying process - that is our guarantee to you.

 


Tips for Buyers

Get Help


Your home is probably one of the largest investments you'll ever make in your life. So, it's extremely important that you choose the right agent to represent your interests. The right agent will be someone who is experienced and knowledgeable about the market. You should try to find an agent that is familiar about the area you plan on moving to.

Get Pre-Approved


Do you know how much you can afford? There is nothing more frustrating than finding the perfect place only to find out it is out of your price range. Make sure you talk with a lender before you start your search to learn about different financing options. Once you find the lender you want to work with, be sure to get all the paperwork processed and obtain a pre-approval letter so you'll be ready to buy once you find your next place.

Watch Your Spending


When getting a home financed, a lender will take a look at your debt-to-income ratio to determine the percentage of your income you spend on debt. If that ratio is above a certain percentage, it can keep you from being approved to buy. Be sure to not take out any new loans, finance furniture or cars, or open any credit cards without first speaking with your lender and agent.

Sign Up For Listing Alerts


Be sure you're on top of all the available inventory so you don't miss out on a new opportunity. In order to do that, talk with your agent and request you're put on a Listing Alert System. This system will automatically notify you the moment a new home comes on the market or changes its price—all based on the search criteria you tell your agent.

Have The Home Inspected


The last thing you want to discover after you have bought your dream home is that you purchased a home full of problems. Save yourself the pain and bring in a licensed home inspector before you purchase. That way, if any problems are found, you can make an informed decision on your purchase by negotiating repairs or a better price.

 

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