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Interior Design Basics

Decorating your home for the first time can feel overwhelming, but it’s also an exciting opportunity to personalize your space and make it feel truly yours. Whether you’ve just moved into a new home or are looking to refresh your current one, these basic tips will help you get started and create a space that reflects your style.

Start with a Plan
Before you start shopping or rearranging furniture, take some time to plan. Decide on a theme or style that resonates with you—whether it’s modern, farmhouse, boho, or eclectic. Pinterest and Instagram can be great sources of inspiration. Create a mood board or save photos of rooms you love to help you visualize your ideal space.

Choose a Color Palette
A cohesive color palette is key to creating a…

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Chattanooga On A Budget

Chattanooga is a city brimming with affordable activities and attractions perfect for a weekend getaway. Whether you're traveling solo, with friends, or as a family, you can enjoy the best of Chattanooga without breaking the bank. Here's how to make the most of your visit on a $100 or less budget:

Saturday Morning: Outdoor Adventures ($0-$5 per person)

Start your day with a visit to Coolidge Park in the North Shore district. Stroll along Tennessee Riverwalk or hop on the historic carousel ($2 per ride). The park's open spaces and public art make it an ideal spot for a picnic or simply soaking in the atmosphere.

Saturday Afternoon: Affordable Eats and Indoor Fun ($30-$35 per person)

For lunch head to Champy's Famous Fried Chicken on MLK…

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Winter Weather

As temperatures drop and winter approaches, readying your home and property for the colder months is essential. Winterizing ensures your house remains safe, comfortable, and energy-efficient while also protecting it from damage. Here are key items to check off your list:

1. Inspect and Seal Gaps
Drafts can significantly increase heating costs, so make sure to inspect windows, doors, and other openings for gaps and cracks. Use weatherstripping or caulk to seal the areas, preventing the cold air from sneaking in and warm air from making an escape. Don't forget to check for drafts around electrical outlets and light fixtures on exterior walls.

2. Service Your HVAC System
A well-maintained heating system is critical during the winter months. Schedule…

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Chattanooga Favorite Things

The Choo Choo's nostalgia with restaurants inside,
Walkable Northshore, Coolidge Carousel rides,
Outdoor adventures in fall, summer, and spring,
These are a few of our favorite things.

The Tennessee aquarium with penguins galore,
Hamilton Place shopping, an abundance of stores,
Festivals and concerts with artists who sing,
These are a few of our favorite things.

When we travel,
Getting homesick,
And we're feeling sad...
We simply remember the city we love,
And then we don't feel so bad.

Watching the Lookouts and Red Wolves play games,
A 16-mile Riverwalk and ample bike lanes,
Distilleries, art, battlefields; rich history they bring,
These are a few of our favorite things.

Surrounding mountains boast breath-taking views,
Enjoying the sights from a riverboat…

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Older Home

Older homes can charm potential buyers with their character, history, and craftsmanship. However, purchasing an older property requires just as much (sometimes more) careful consideration as newer builds. To ensure it's the right fit for your needs and budget, there are several items to investigate.

We strongly recommend hiring a home inspector, no matter what home you're looking to purchase. This can help alleviate concerns and protect buyers from jumping into a contract on a home that requires more than they want to give. Here are a few questions you may want to ask:

- "What's the condition of the roof, foundation, and structure?" 
These are critical components of any home, and knowing more about them will help you avoid costly surprises later.

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Christmas

If there's anyone excited about the holiday season, it's The Torgerson Team! Living in Chattanooga has its perks, including tons of holiday events to take in through November and December. We've got a few favorites to brighten your holiday planning.

Rock City's "Enchanted Garden of Lights"

  • Where: Lookout Mtn, GA
  • When: Nov 22 - Jan 4 (nightly, closed Christmas Eve)
  • Cost: $31-35 (tickets ONLY available online ahead of time)

A Chattanooga classic, Rock City's EGL is a magical experience for all ages. Wander through thousands of sparkling lights with themed sections like the "Arctic Kingdom" and "Magic Forest". Enjoy warm cocoa, live entertainment, and treats for the kids. Santa will be visiting until December 23!

Chattanooga…

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Mortgage


Buying a home is a significant milestone, but before starting the search, most buyers need to be financially prepared to qualify for a mortgage. Securing a home loan involves a detailed review of your financial health, and preparing in advance can make the process smoother. Here are some key steps to improve your chances of qualifying:


  • Check Your Credit Score

Your credit score plays a crucial role. Most lenders use it to assess your creditworthiness and determine the interest rate you'll receive. Typically, a score of 620 or higher is required for most conventional loans, although some government-backed loans (like FHA) may accept lower scores.

Before applying for a mortgage, check your score with a free credit report from all three…

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Bucket List Chattanooga TN

Moving to Chattanooga opens up a world of outdoor adventures, cultural experiences, and local delights. Whether you're settling in with family or exploring solo, here are ten must-do activities that should be on your bucket list:

  1. Visit Lookout Mountain: Explore Rock City Gardens' enchanting rock formations and panoramic views. Don't miss the iconic Lover's Leap and Fairyland Caverns. 

  2. Experience the Tennessee Aquarium: Dive into aquatic wonders at the aquarium downtown, where you can encounter creatures from river otters to sharks. The River Journey and Ocean Journey exhibits offer immersive experiences for all ages. (Plus, there's air conditioning for those hot summer days!)

  3. Hike Stringer's Ridge Park: Embrace the city's outdoor spirit…
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Energy Efficiency

In today's world, where sustainability and cost-efficiency are becoming increasingly important, energy-efficient upgrades to your home not only help the environment but also save dollars over time. One of the most beneficial ways to offset the cost of these upgrades is through energy-efficient rebates offered by many governmental and utility programs. 

For those unfamiliar with the term, energy efficient rebates are financial incentives provided by governments, utility companies, or other organizations to encourage homeowners to invest in energy-saving technologies and practices. These rebates can significants reduce the upfront costs of upgrades, allowing more accessibility and affordability. Common examples include:

  • Appliances: Purchasing…
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We can't wait for the crisp air and vibrant colors of fall to show up in our area, especially with the festive events and activities that are happening soon. It's time to don your sweaters and get ready for some fun! We've rounded up some of the top fall-themed events in and around Chattanooga for 2024 so you don't have to.

As we creep up on Halloween, Ruby Falls will be hosting a special edition of their after-hour Lantern Tours. As published on their website, come hear "ghost stories from the history of Ruby Falls and Chattanooga legends. Hear the cryptic tales by the light of hand-held lanterns on the walk to the waterfall and visit the sites of peculiar encounters, mischievous mayhem, and tragedy". 

The Chattanooga Market is always a…

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