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Whether you're looking to buy a home or want to see how this whole thing works—this blog has it all! Take a look at our Buyer related articles and give us your feedback!

Found 80 blog entries about Buyers.

Home Inspection

Purchasing a home is one of the biggest financial decisions you’ll ever make, and it's easy to get swept up in the excitement of finding your dream property. However, it’s crucial to make sure that the house you’re about to buy doesn’t come with hidden issues that could cost you thousands of dollars down the line. This is where hiring a professional home inspector becomes invaluable.

While a property may look perfect on the surface, it could have underlying problems that are not immediately obvious to an untrained eye. A professional home inspector has the expertise to identify issues that could go unnoticed during a casual walk-through. These issues could include structural defects, plumbing problems, mold, or issues with the roof or electrical…

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Interior Design Basics

Decorating your home for the first time can feel overwhelming, but it’s also an exciting opportunity to personalize your space and make it feel truly yours. Whether you’ve just moved into a new home or are looking to refresh your current one, these basic tips will help you get started and create a space that reflects your style.

Start with a Plan
Before you start shopping or rearranging furniture, take some time to plan. Decide on a theme or style that resonates with you—whether it’s modern, farmhouse, boho, or eclectic. Pinterest and Instagram can be great sources of inspiration. Create a mood board or save photos of rooms you love to help you visualize your ideal space.

Choose a Color Palette
A cohesive color palette is key to creating a…

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Winter Weather

As temperatures drop and winter approaches, readying your home and property for the colder months is essential. Winterizing ensures your house remains safe, comfortable, and energy-efficient while also protecting it from damage. Here are key items to check off your list:

1. Inspect and Seal Gaps
Drafts can significantly increase heating costs, so make sure to inspect windows, doors, and other openings for gaps and cracks. Use weatherstripping or caulk to seal the areas, preventing the cold air from sneaking in and warm air from making an escape. Don't forget to check for drafts around electrical outlets and light fixtures on exterior walls.

2. Service Your HVAC System
A well-maintained heating system is critical during the winter months. Schedule…

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Older Home

Older homes can charm potential buyers with their character, history, and craftsmanship. However, purchasing an older property requires just as much (sometimes more) careful consideration as newer builds. To ensure it's the right fit for your needs and budget, there are several items to investigate.

We strongly recommend hiring a home inspector, no matter what home you're looking to purchase. This can help alleviate concerns and protect buyers from jumping into a contract on a home that requires more than they want to give. Here are a few questions you may want to ask:

- "What's the condition of the roof, foundation, and structure?" 
These are critical components of any home, and knowing more about them will help you avoid costly surprises later.

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Mortgage


Buying a home is a significant milestone, but before starting the search, most buyers need to be financially prepared to qualify for a mortgage. Securing a home loan involves a detailed review of your financial health, and preparing in advance can make the process smoother. Here are some key steps to improve your chances of qualifying:


  • Check Your Credit Score

Your credit score plays a crucial role. Most lenders use it to assess your creditworthiness and determine the interest rate you'll receive. Typically, a score of 620 or higher is required for most conventional loans, although some government-backed loans (like FHA) may accept lower scores.

Before applying for a mortgage, check your score with a free credit report from all three…

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Energy Efficiency

In today's world, where sustainability and cost-efficiency are becoming increasingly important, energy-efficient upgrades to your home not only help the environment but also save dollars over time. One of the most beneficial ways to offset the cost of these upgrades is through energy-efficient rebates offered by many governmental and utility programs. 

For those unfamiliar with the term, energy efficient rebates are financial incentives provided by governments, utility companies, or other organizations to encourage homeowners to invest in energy-saving technologies and practices. These rebates can significants reduce the upfront costs of upgrades, allowing more accessibility and affordability. Common examples include:

  • Appliances: Purchasing…
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Home Safety

Ensuring your home is a safe haven should be a top priority for every homeowner. From preventing accidents to deterring intruders, here are some essential tips to help you protect everyone and everything under your roof. 

1. Secure Your Entry Points
The first line of defense against unwelcome persons is securing your doors and windows. Invest in sturdy deadbolt locks on exterior doors and a strike plate for added reinforcement. You can also install window locks, if they're not already in place. Make sure all entry points are well-lit. Motion sensor lights may also be a worthwhile purchase.

2. Install a Security System
A reliable security system can provide peace of mind by alerting you to potential threats. Modern systems offer a range of…

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Moving homes is an exciting but often stressful experience, and it can be even more challenging with beloved pets. Our pets thrive on routine and familiarity, so a sudden major change can cause anxiety and confusion. However, with careful planning and thoughtful prep, you can ensure a smooth transition for humans and furry friends alike.

Preparing for the Move

Before moving day arrives, start by gradually introducing them to moving supplies like boxes and packing material. Maintain a consistent routine with feeding, walking, and playtime to keep them calm. If you have a particularly anxious pet, it may be helpful to proactively discuss options with your vet, such as calming aids or additional techniques.

If you're moving to a new city,…

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Questions

"Top 5" F.A.Q. From Buyers

  1. "Should I talk to my lender or find a home I like first?"

    Our advice is always: Talk to your lender! Before offering on a home, it's important to know how much home you can afford and how much money you'll need to buy a home. Your preferred lender will want to take a look at your finances and talk about a monthly payment that's realistic. They will crunch some numbers and be able to provide the maximum loan amount you're "Pre-Approved" for overall. These days, having a Pre-Approval Letter from your lender can be crucial when making an offer. It shows the seller that you're serious and have your financing in order. 

  2. "What does the timeline/process of buying a home look like?"

    When using a lender, the standard timeline…
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It's almost summer, so bring on the sunshine! With warmer weather approaching, it's time to uncover those pools. Whether you currently own a pool or are looking to purchase a home with one, we've got some tips for prepping and maintaining your own private oasis. 

Opening Your Pool
  • Algae grows faster when temps are higher than 65, so don't wait too long to open your pool.
  • Pool water should be fully drained and replaced every two to three years to avoid a build-up of algae and to extend the life of your investment.
  • If you notice there's standing water on your cover, be sure to use a sump pump to drain it. This will help you avoid damaging the cover and will prevent too much of the excess from leaking into your pool water. 
  • It's also…
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