Real Estate Blog - Lauren Johnson

Chattanooga is for Lovers: Spots to Pop the Question

If you're planning to pop the question, there's no shortage of breathtaking backdrops in and around Chattanooga. From sweeping mountain vistas to charming riverfront strolls, the Scenic City offers countless places to create a proposal your partner will never forget. Whether you're looking for an adventurous setting or a quiet, intimate moment, these local favorites provide the perfect place to start your next chapter together.

Few places rival the panoramic views from Sunset Rock on Lookout Mountain. After a short hike, you'll be rewarded with breathtaking views overlooking downtown Chattanooga and the Tennessee River. Time your proposal for sunset, and you'll have a golden sky as the backdrop to one of life's biggest moments. It's a favorite…

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Top Real Estate Myths Debunked

Buying or selling a home is one of the biggest financial decisions you'll ever make, and it's no surprise that there are plenty of myths surrounding the process. Unfortunately, believing these misconceptions can lead to unnecessary stress—or even costly mistakes. Let's bust a few of the most common real estate myths.

Myth #1: You Need a 20% Down Payment to Buy a Home

This is probably the most common myth believed by first-time buyers. While putting 20% down can help you avoid private mortgage insurance (PMI), it isn't required to purchase a home. Many loan programs allow qualified buyers to purchase with much smaller down payments, and some even offer down payment assistance. If you've been waiting years to save 20%, it may be worth talking…

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Sip Local: Chattanooga Coffee Spots

One of the best ways to experience Chattanooga is one cup of coffee at a time. Whether you're new to the area, visiting for the weekend, or simply looking to switch up your morning routine, Chattanooga is home to an impressive collection of locally-owned coffee shops that each offer something unique. From cozy neighborhood cafés to trendy espresso bars, these local favorites are worth adding to your must-visit list.

Sleepyhead Coffee is easily one of Chattanooga's trendiest coffee destinations. With colorful décor, plenty of greenery, and a welcoming atmosphere, it's as Instagram-worthy as it is delicious. Their menu is packed with creative seasonal lattes, unique matcha drinks, and scratch-made vegan pastries that have developed a loyal following.…

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Brand-New or Bust?

For many homebuyers, the idea of owning a brand-new home is incredibly appealing. Fresh paint, modern finishes, energy efficiency, and the opportunity to be the very first owner can make new construction feel like a dream come true. However, while new-construction homes offer plenty of advantages, they also come with potential drawbacks buyers should carefully consider before signing a contract.

One of the biggest benefits of buying new construction is low maintenance. Everything from the roof and HVAC system to the appliances and plumbing is brand new, meaning homeowners are less likely to face costly repairs during the first several years of ownership. Many builders also include warranties that cover certain structural elements and systems,…

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Paws and Play in Chattanooga

Chattanooga isn’t just a scenic city for outdoor lovers — it’s also a paradise for pets. With mountain views, riverfront trails, and plenty of dog-friendly spaces, there’s no shortage of ways to spend quality time with your four-legged friend. Whether your pup loves long walks, socializing with other dogs, or simply lounging at a pet-friendly patio, the Chattanooga area has something for every personality.

One of the most popular destinations for dogs is the dog park at Greenway Farms. This spacious off-leash park features separate fenced areas for large and small dogs, plenty of room to run, and easy access to nearby walking trails. It’s a favorite among local pet owners thanks to its scenic setting and friendly atmosphere. After playtime, many…

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The 411 on Title Insurance

Buying a home is one of the biggest investments most people will ever make. Between securing financing, scheduling inspections, and signing stacks of paperwork, it is easy to overlook one of the most important parts of the process: title insurance. While it may not sound exciting, title insurance can protect you from costly problems long after you close on your new home.

So, what exactly is title insurance?

A title is the legal record that proves ownership of a property. Before a home is sold, a title company researches the property’s history to make sure the seller truly owns it and has the right to sell it. During this title search, the company looks for any issues that could affect your ownership.

Some common title problems include:

…

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Make Mother's Day Magical

Mother’s Day is one of the most popular weekends of the year to celebrate in Chattanooga—and whether you’re planning an elegant brunch, a garden outing, or something casual and family-friendly, there are plenty of options across a range of price points. The key? Plan ahead. Many of the most popular spots require reservations and book up quickly.

Elevated Brunch Experiences (Reservations Required)

If you’re looking to truly treat Mom, Chattanooga has several upscale brunch experiences that feel like an event. A standout option is Public House Chattanooga, which hosts an annual Mother’s Day brunch buffet. Expect a full spread of brunch favorites and desserts, typically priced around $48 for adults and $24 for kids. Reservations are required and…

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Appraisals: The Price Tag Behind the Price

If you’re buying or selling a home, the appraisal is one of the most important—and often most misunderstood—steps in the transaction. It’s not just another box to check; it plays a key role in determining whether a deal moves forward smoothly or hits a speed bump.

So, what exactly is a home appraisal?

A home appraisal is a professional, unbiased estimate of a property’s market value, conducted by a licensed appraiser. If a buyer is using a loan, the lender requires this step to ensure they’re not lending more money than the home is worth. In simple terms, it protects the bank—but it also impacts both the buyer and seller in a big way.

What Happens During the Appraisal?

Once the appraisal is ordered, the appraiser will schedule a visit to…

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Instagrammable Spots in Chattanooga

It’s not called the Scenic City for nothing. Beyond great neighborhoods and lifestyle perks, this city offers some of the most photogenic backdrops in the Southeast. Whether you’re new to the area or just exploring, these Instagram-worthy spots showcase exactly why so many people fall in love with Chattanooga.

Walnut Street Pedestrian Bridge

No list would be complete without the iconic Walnut Street Bridge. Stretching across the Tennessee River, it’s one of the longest pedestrian bridges in the country and a go-to for both locals and visitors. Early mornings and sunset are especially popular for photos, with soft light reflecting off the water and the city skyline in the background. It’s a place where everyday walks turn into memorable moments.

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What is an HOA?

If you’ve spent any time browsing homes, chances are you’ve come across the term “HOA.” For many buyers, it can feel a little unclear—sometimes even intimidating. So let’s break it down in simple terms.

An HOA, or Homeowners Association, is an organization within a neighborhood or community that creates and enforces rules for the properties and residents. If you purchase a home in an HOA community, you automatically become a member and agree to follow its guidelines, often called covenants, conditions, and restrictions (CC&Rs). Most HOAs also collect monthly, quarterly, or annual dues. These fees go toward maintaining shared spaces and amenities—things like neighborhood pools, clubhouses, sidewalks, landscaping, or even gated entrances.

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