Mortgages

Buying a home is exciting, but figuring out how to pay for it can feel overwhelming. With several mortgage options available, it’s important to understand the basics before deciding which loan may be the best fit for you. Here’s a quick look at four common mortgage types: conventional, FHA, VA, and USDA loans.

Conventional Loans

Conventional mortgages are loans that aren’t insured or guaranteed by the federal government. They’re a popular choice for buyers with good credit and stable finances. Depending on the lender and loan program, buyers may be able to put down as little as 3%, making conventional financing accessible even without a large down payment.

One advantage is that conventional loans can offer flexibility in terms of loan…

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Hidden Gems

Chattanooga is full of well-known attractions, but some of the area's best experiences are tucked away just beyond the usual tourist stops. Whether you're looking for a unique date night, a family outing, or a peaceful place to enjoy the outdoors, these hidden gems—each within about a 30-minute drive of downtown Chattanooga—deserve a spot on your weekend bucket list.

For a relaxing adults-only outing, head to Cannonball at White Oaks in Collegedale. This charming winery offers locally crafted wines in a peaceful countryside setting, making it the perfect escape from the hustle of the city. With outdoor seating and regular live music events, it's an ideal place to unwind with friends or enjoy a quiet date night.

If you're looking for an outdoor…

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