Real Estate Blog - Lauren Johnson

See Chattanooga Your Way

One of the best ways to experience Chattanooga is to get out of the car and explore the city at your own pace. With walkable neighborhoods, electric bikes, free shuttles, unique tour vehicles, and plenty of ways to enjoy the Tennessee River, there’s no shortage of creative ways to see the Scenic City.

Start with a Walk Downtown

Chattanooga is remarkably easy to explore on foot. Wander from the Tennessee Aquarium along the riverfront, cross the Walnut Street Bridge into Northshore, or explore the Bluff View Art District’s galleries, restaurants, gardens, and public art. Southside is another favorite for strolling, with local restaurants, coffee shops, boutiques, and the Chattanooga Choo Choo all within a relatively compact area.

Bike, E-Bike,…

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Mortgage Match: Finding the Right Loan

Buying a home is exciting, but figuring out how to pay for it can feel overwhelming. With several mortgage options available, it’s important to understand the basics before deciding which loan may be the best fit for you. Here’s a quick look at four common mortgage types: conventional, FHA, VA, and USDA loans.

Conventional Loans

Conventional mortgages are loans that aren’t insured or guaranteed by the federal government. They’re a popular choice for buyers with good credit and stable finances. Depending on the lender and loan program, buyers may be able to put down as little as 3%, making conventional financing accessible even without a large down payment.

One advantage is that conventional loans can offer flexibility in terms of loan…

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Explore Chattanooga Like a Local

Chattanooga is full of well-known attractions, but some of the area's best experiences are tucked away just beyond the usual tourist stops. Whether you're looking for a unique date night, a family outing, or a peaceful place to enjoy the outdoors, these hidden gems—each within about a 30-minute drive of downtown Chattanooga—deserve a spot on your weekend bucket list.

For a relaxing adults-only outing, head to Cannonball at White Oaks in Collegedale. This charming winery offers locally crafted wines in a peaceful countryside setting, making it the perfect escape from the hustle of the city. With outdoor seating and regular live music events, it's an ideal place to unwind with friends or enjoy a quiet date night.

If you're looking for an outdoor…

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Small Space, Big Potential

Living in a smaller home or condo doesn’t mean sacrificing comfort or style. In fact, limited square footage often encourages homeowners to get creative and make the most of every inch. Whether you’re settling into your first condo, downsizing, or simply looking to maximize your current space, smart storage solutions can transform the way your home functions.

One of the easiest ways to increase storage is to think vertically. Walls offer valuable, underutilized space that can hold everything from books and decorative accents to kitchen supplies and office essentials. Floating shelves in living rooms, bathrooms, and bedrooms provide extra storage without taking up precious floor space. Tall bookcases and cabinets can also help draw the eye upward,…

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Chattanooga is for Lovers: Spots to Pop the Question

If you're planning to pop the question, there's no shortage of breathtaking backdrops in and around Chattanooga. From sweeping mountain vistas to charming riverfront strolls, the Scenic City offers countless places to create a proposal your partner will never forget. Whether you're looking for an adventurous setting or a quiet, intimate moment, these local favorites provide the perfect place to start your next chapter together.

Few places rival the panoramic views from Sunset Rock on Lookout Mountain. After a short hike, you'll be rewarded with breathtaking views overlooking downtown Chattanooga and the Tennessee River. Time your proposal for sunset, and you'll have a golden sky as the backdrop to one of life's biggest moments. It's a favorite…

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Top Real Estate Myths Debunked

Buying or selling a home is one of the biggest financial decisions you'll ever make, and it's no surprise that there are plenty of myths surrounding the process. Unfortunately, believing these misconceptions can lead to unnecessary stress—or even costly mistakes. Let's bust a few of the most common real estate myths.

Myth #1: You Need a 20% Down Payment to Buy a Home

This is probably the most common myth believed by first-time buyers. While putting 20% down can help you avoid private mortgage insurance (PMI), it isn't required to purchase a home. Many loan programs allow qualified buyers to purchase with much smaller down payments, and some even offer down payment assistance. If you've been waiting years to save 20%, it may be worth talking…

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Sip Local: Chattanooga Coffee Spots

One of the best ways to experience Chattanooga is one cup of coffee at a time. Whether you're new to the area, visiting for the weekend, or simply looking to switch up your morning routine, Chattanooga is home to an impressive collection of locally-owned coffee shops that each offer something unique. From cozy neighborhood cafés to trendy espresso bars, these local favorites are worth adding to your must-visit list.

Sleepyhead Coffee is easily one of Chattanooga's trendiest coffee destinations. With colorful décor, plenty of greenery, and a welcoming atmosphere, it's as Instagram-worthy as it is delicious. Their menu is packed with creative seasonal lattes, unique matcha drinks, and scratch-made vegan pastries that have developed a loyal following.…

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Brand-New or Bust?

For many homebuyers, the idea of owning a brand-new home is incredibly appealing. Fresh paint, modern finishes, energy efficiency, and the opportunity to be the very first owner can make new construction feel like a dream come true. However, while new-construction homes offer plenty of advantages, they also come with potential drawbacks buyers should carefully consider before signing a contract.

One of the biggest benefits of buying new construction is low maintenance. Everything from the roof and HVAC system to the appliances and plumbing is brand new, meaning homeowners are less likely to face costly repairs during the first several years of ownership. Many builders also include warranties that cover certain structural elements and systems,…

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Paws and Play in Chattanooga

Chattanooga isn’t just a scenic city for outdoor lovers — it’s also a paradise for pets. With mountain views, riverfront trails, and plenty of dog-friendly spaces, there’s no shortage of ways to spend quality time with your four-legged friend. Whether your pup loves long walks, socializing with other dogs, or simply lounging at a pet-friendly patio, the Chattanooga area has something for every personality.

One of the most popular destinations for dogs is the dog park at Greenway Farms. This spacious off-leash park features separate fenced areas for large and small dogs, plenty of room to run, and easy access to nearby walking trails. It’s a favorite among local pet owners thanks to its scenic setting and friendly atmosphere. After playtime, many…

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The 411 on Title Insurance

Buying a home is one of the biggest investments most people will ever make. Between securing financing, scheduling inspections, and signing stacks of paperwork, it is easy to overlook one of the most important parts of the process: title insurance. While it may not sound exciting, title insurance can protect you from costly problems long after you close on your new home.

So, what exactly is title insurance?

A title is the legal record that proves ownership of a property. Before a home is sold, a title company researches the property’s history to make sure the seller truly owns it and has the right to sell it. During this title search, the company looks for any issues that could affect your ownership.

Some common title problems include:

…

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